
Chargement en cours

Chargement en cours
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Bespoke coverage architectures tailored to our clients' real-world exposures, financial capacity, and strategic objectives.

Every organization has unique economic realities, cash-flow dynamics, and risk appetite. Off-the-shelf market policies rarely address the complex requirements of growing SMEs, industrial groups, and public institutions.
As architects of your insurance programs, we design balanced contractual structures combining primary layers, excess lines, calibrated deductibles, and manuscript endorsements that guarantee seamless CIMA-compliant protection.
Because every organization faces unique exposures and economic challenges, Generalia Assurances deploys a calibrated methodology tailored to your request in insurance program design and structuring, in strict compliance with CIMA ethical standards and professional secrecy.
Confidential analysis of your operational priorities, identification of major vulnerabilities, and qualification of your coverage or renegotiation objectives during an initial direct discussion.
Contractual formalization compliant with the CIMA Insurance Code (Art. 500). Our mandate guarantees the independence of our recommendations, zero conflict of interest, and strict confidentiality of your data.
Mobilizing our technical expertise, placing accredited market-leading insurers in competition, optimizing policy wordings, and providing ongoing support, including during claims.
In accordance with CIMA requirements and the standards of our global Brokerslink network, our detailed methodological protocol is presented during the scoping session and formalized in your engagement mandate.
Measurable 15% to 30% reduction on insurance premiums through competitive tendering and elimination of overlapping coverages.
Strict alignment with the CIMA Insurance Code (MINFI Order No. 00000370), Art. 13 premium rules, and local insurance requirements.
Elimination of unfair exclusions, neutralization of proportional average rules, and tailored alignment with your operational realities.
Exclusive representation of the policyholder before insurers: independent loss adjustment and accelerated claim settlement.

Fill out the Insurance Proposal Form (FPA). An advisor will review your operations and profile to recommend the required coverage and provide a tailored proposal.
Speak with a Generalia advisor to evaluate your coverage needs.