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Our Solutions
Individuals, Professionals, Corporates & Institutions, or Specialized Risk Management: Generalia Assurances structures the optimal coverage architecture for your challenges by mobilizing leading capacities across the CIMA-accredited and international insurance markets.
Individual & Family Insurance
11 tailored solutions designed to protect your home, your health, and your long-term financial security with the guidance of an independent broker.
Mandatory third-party liability, all-accidents damage, glass breakage, theft, and 24/7 roadside assistance.
Dedicated coverage for motorcycles and scooters with enhanced rider bodily injury protection.
Fire, burglary, water damage, glass breakage, and household liability for your residence and contents.
Comprehensive coverage for medical consultations, pharmacy, diagnostics, and hospitalization.
Healthcare plan designed for ages 60+ with enhanced coverage for chronic conditions.
Schengen-compliant international medical assistance, repatriation, and luggage protection.
Guaranteed lump-sum benefit in the event of an everyday, professional, or sports accident.
Long-term financial security to preserve your family's standard of living.
Interest-bearing retirement plan payable as a lump sum or lifetime annuity.
Guaranteed funding for your children's school and university education.
Progressive accumulation of guaranteed capital to finance your personal and real estate projects.
Professional Insurance
Targeted coverages designed to protect independent professionals, liberal professions, artisans, retailers, and SME executives.
Protection for offices, retail stores, workshops, equipment, and consequential business interruption.
Coverage for errors, omissions, and third-party damages arising from your business operations.
Coverage for computer hardware, servers, and protection of business digital assets.
Insurance for company cars, utility vans, and commercial vehicles with 24/7 roadside assistance.
Medical and life protection tailored for SME executives and employees.
Lump-sum and medical compensation in the event of bodily injury during work or business travel.
Corporate & Institutional Insurance
Strategic insurance programs negotiated with leading carriers to protect your industrial assets, operations, workforce, and financial commitments.
Tailor-made programs for factories, production plants, machinery, and business interruption.
Operating liability, product liability, environmental liability, and Directors & Officers (D&O) liability.
CAR, Erection All Risks, and 10-year structural liability for construction projects and heavy plant.
Cargo and freight insurance across all modes of transport in accordance with international Incoterms.
Unified fleet administration and loss-ratio steering for commercial vehicles and heavy trucks.
Aircraft hull coverage, aviation carrier liability, and aircrew personal accident protection.
Protection for crops, livestock, commercial plantations, and agro-industrial complexes.
Contract bonds (bid, performance, retention, advance payment) and trade credit coverages.
Protection against cyberattacks, ransomware, data breaches, and digital business interruption.
Coverage against riots, civil commotion, strikes, terrorism, and political sabotage.
24/7 crisis response, specialist negotiation, and reimbursement of ransom and extortion expenses.
Group medical insurance with national and international direct billing, hospitalization, and medical evacuation.
Statutory outsourcing and financial optimization of employee retirement and end-of-career obligations.
Death benefit, education annuity, and disability coverages to protect employees and their families.
Risk Management & Bespoke Programs
For organizations facing complex or non-standard exposures: we deploy a tailor-made methodology formalized under a CIMA-compliant engagement mandate.
Exhaustive identification of property, operational, legal, and human capital exposures.
Technical site inspections and development of resilience plans against major industrial losses.
Cross-border coordination across 140 countries and access to global reinsurance capacities via Space B.
Joint loss-adjustment negotiation and steadfast defense of your rights before adjusters and insurers.
Our difference
CIMA-accredited, Generalia consults the entire insurance market with no capital ties to insurers. Our recommendations are guided strictly by your interests.
Every inquiry triggers a rigorous competitive tender across multiple accredited insurers so you obtain the strongest coverages at the fairest rate.
Generalia intervenes directly with the insurance carrier to enforce your rights when a claim occurs: you never face the insurer alone.
Unsure which insurance coverage you need?
Complete our Insurance Proposal Form (FPA): an advisor will review your profile or business operations to recommend the required coverages and present a tailored offer.