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Chargement en cours
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Bring your personal ambitions to life: land acquisition, home construction, business creation, or major family milestones through a secure CIMA capitalization plan with policy advance options.
Capital Accumulation
To finance a real estate purchase or launch an investment project, placing your savings in a structured capitalization contract protects your funds from inflation and offers guaranteed annual returns.
Generalia Assurances guides you to the best CIMA capitalization plans, combining guaranteed interest, profit-sharing, flexible contributions, and policy loan liquidity after 2 years.
Target Profiles
Individuals building their down payment to purchase land or finance residential construction.
Professionals accumulating secure liquidity to launch a business venture or acquire income-generating assets.
Annual compounding at the CIMA guaranteed interest rate plus a share of the insurer's investment surplus.
Ability to request a cash advance of up to 80% of your surrender value after 2 years while keeping your plan active.
In the event of death, accumulated capital is transferred directly to your designated beneficiary free of inheritance tax.
Detailed analysis of your risk profile, asset values, and operational or family protection requirements.
Competitive comparison across CIMA-accredited insurers to negotiate superior coverage terms, deductibles, and rates.
Immediate issuance of your policy certificates and dedicated advocacy by our claims team whenever an incident occurs.
Policies placed exclusively with solvent, MINFI/CIMA-accredited insurance companies.
Elimination of ambiguous exclusions and calibration of coverage limits to your actual exposure.
Direct representation before loss adjusters and insurers to secure fast, fair compensation.
Our Commitments
Objective comparison across leading insurers with zero conflict of interest.
Clear breakdown of coverages, deductibles, and statutory taxes with no hidden fees.
Responsive follow-up from our specialist teams in Douala (Bonanjo) and Yaoundé.
Full support from initial loss notification to final indemnity payment.
Fill out the Insurance Proposal Form (FPA). An advisor will review your profile to recommend the right coverage and provide a tailored offer.