Chargement en cours
Chargement en cours
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Anticipate, outsource, and optimize your statutory End-of-Career Indemnity (IFC) liabilities and supplementary corporate pension schemes while benefiting from CIMA capital yields and corporate tax deductibility.
Social Liabilities & Balance Sheet Management
Under Cameroonian labor law and sector collective agreements, employers must pay End-of-Career Indemnities (IFC) when employees retire. When several senior staff retire simultaneously, unfunded payouts can severely impact corporate cash flow.
Generalia Assurances conducts actuarial projections of your social liabilities and structures dedicated IFC and Group Pension funds with leading CIMA life insurers.
Target Profiles
Companies smoothing and funding their statutory retirement indemnity commitments under OHADA/IFRS standards.
Employers implementing supplementary defined-contribution pension plans for executives and staff.
Scheduled funding of employee retirement indemnities in an interest-bearing collective capitalization fund.
Employer/employee co-funded retirement savings building lifetime annuities or lump-sum retirement capital.
Annual valuation of your workforce commitments and full tax deductibility of qualifying employer contributions.
Detailed analysis of your risk profile, asset values, and operational or family protection requirements.
Competitive comparison across CIMA-accredited insurers to negotiate superior coverage terms, deductibles, and rates.
Immediate issuance of your policy certificates and dedicated advocacy by our claims team whenever an incident occurs.
Policies placed exclusively with solvent, MINFI/CIMA-accredited insurance companies.
Elimination of ambiguous exclusions and calibration of coverage limits to your actual exposure.
Direct representation before loss adjusters and insurers to secure fast, fair compensation.
Our Commitments
Objective comparison across leading insurers with zero conflict of interest.
Clear breakdown of coverages, deductibles, and statutory taxes with no hidden fees.
Responsive follow-up from our specialist teams in Douala (Bonanjo) and Yaoundé.
Full support from initial loss notification to final indemnity payment.
Fill out the Insurance Proposal Form (FPA). An advisor will review your profile to recommend the right coverage and provide a tailored offer.