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Protect your business premises and production assets: offices, warehouses, equipment, inventory, and machinery against fire, burglary, electrical damage, and water damage, including vital Business Interruption coverage.
Operational Continuity
Commercial fires, electrical explosions, warehouse floods, or burglaries can halt operations overnight. Industry statistics show that 70% of SMEs hit by a major fire without Business Interruption coverage fail within 18 months.
Generalia Assurances audits your commercial and industrial premises to structure a bespoke Commercial Property program, calibrating insured values to eliminate proportional average penalties and covering fixed charges (salaries, rent, debt service) during reconstruction.
Target Profiles
Shops, supermarkets, wholesalers, pharmacies, and offices requiring comprehensive premises and stock protection.
Production units, printing plants, clinics, and hotels operating critical equipment and IT infrastructure.
Covers buildings, interior fittings, offices, inventory, and professional equipment.
Compensates gross profit loss and covers fixed operating expenses until normal business activity resumes.
Covers stolen goods and equipment, water leaks or flooding, and accidental breakdown of generators and machinery.
Detailed analysis of your risk profile, asset values, and operational or family protection requirements.
Competitive comparison across CIMA-accredited insurers to negotiate superior coverage terms, deductibles, and rates.
Immediate issuance of your policy certificates and dedicated advocacy by our claims team whenever an incident occurs.
Policies placed exclusively with solvent, MINFI/CIMA-accredited insurance companies.
Elimination of ambiguous exclusions and calibration of coverage limits to your actual exposure.
Direct representation before loss adjusters and insurers to secure fast, fair compensation.
Our Commitments
Objective comparison across leading insurers with zero conflict of interest.
Clear breakdown of coverages, deductibles, and statutory taxes with no hidden fees.
Responsive follow-up from our specialist teams in Douala (Bonanjo) and Yaoundé.
Full support from initial loss notification to final indemnity payment.
Fill out the Insurance Proposal Form (FPA). An advisor will review your operations and profile to recommend the required coverage and provide a tailored proposal.