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Protect yourself and your income against sudden bodily accidents in everyday life, at work, or during travel: medical expenses, daily allowance, permanent disability lump sum, and accidental death benefit.
Bodily Injury Protection
A road accident, domestic fall, or workplace injury can happen at any moment and cause temporary or permanent incapacity to work, directly impacting your household income.
Generalia Assurances structures individual and professional Personal Accident policies providing fast lump-sum payouts and medical expense coverage 24/7 worldwide.
Target Profiles
Active professionals whose income depends directly on their physical ability to work and travel.
Anyone seeking 24/7 bodily injury security against accidents of everyday life.
Payment of a guaranteed tax-free lump sum to you or your beneficiaries following a covered bodily accident.
Reimbursement of emergency treatment, rehabilitation, and hospitalization expenses resulting from an accident.
Daily financial compensation to offset income loss during recovery or hospital confinement.
Detailed analysis of your risk profile, asset values, and operational or family protection requirements.
Competitive comparison across CIMA-accredited insurers to negotiate superior coverage terms, deductibles, and rates.
Immediate issuance of your policy certificates and dedicated advocacy by our claims team whenever an incident occurs.
Policies placed exclusively with solvent, MINFI/CIMA-accredited insurance companies.
Elimination of ambiguous exclusions and calibration of coverage limits to your actual exposure.
Direct representation before loss adjusters and insurers to secure fast, fair compensation.
Our Commitments
Objective comparison across leading insurers with zero conflict of interest.
Clear breakdown of coverages, deductibles, and statutory taxes with no hidden fees.
Responsive follow-up from our specialist teams in Douala (Bonanjo) and Yaoundé.
Full support from initial loss notification to final indemnity payment.
Fill out the Insurance Proposal Form (FPA). An advisor will review your profile to recommend the right coverage and provide a tailored offer.