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Guarantee your family's financial stability whatever happens: tax-free lump-sum death benefit, spouse and children's education annuity, funeral expense cover, and bank loan protection.
Family Continuity
The sudden loss or total disability of a family breadwinner can place a household in severe financial distress and jeopardize ongoing housing loans or children's schooling.
Generalia Assurances advises you on structuring CIMA Life & Family Protection contracts and Borrower Insurance policies with competitive rates and clear beneficiary clauses.
Target Profiles
Individuals wishing to guarantee an immediate capital or annuity to protect their spouse and children.
Borrowers securing bank loans and businesses protecting key executives (Key-Person insurance).
Immediate payment of the insured capital to your designated beneficiaries, exempt from inheritance tax.
Repayment of outstanding bank loan balances in the event of death or permanent disability of the borrower.
Regular income payments to support your family's living expenses and children's studies.
Detailed analysis of your risk profile, asset values, and operational or family protection requirements.
Competitive comparison across CIMA-accredited insurers to negotiate superior coverage terms, deductibles, and rates.
Immediate issuance of your policy certificates and dedicated advocacy by our claims team whenever an incident occurs.
Policies placed exclusively with solvent, MINFI/CIMA-accredited insurance companies.
Elimination of ambiguous exclusions and calibration of coverage limits to your actual exposure.
Direct representation before loss adjusters and insurers to secure fast, fair compensation.
Our Commitments
Objective comparison across leading insurers with zero conflict of interest.
Clear breakdown of coverages, deductibles, and statutory taxes with no hidden fees.
Responsive follow-up from our specialist teams in Douala (Bonanjo) and Yaoundé.
Full support from initial loss notification to final indemnity payment.
Fill out the Insurance Proposal Form (FPA). An advisor will review your profile to recommend the right coverage and provide a tailored offer.