Chargement en cours
Chargement en cours
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Secure your civil engineering, building, and industrial erection projects from groundbreaking to 10-year post-handover liability: CAR/EAR, construction plant & machinery, and Decennial Liability.
Construction & Infrastructure
Construction sites face severe technical and climatic risks: structural collapse, landslide, flooding, fire during erection, or damage to adjacent buildings. Both project owners and contractors require robust financial security.
Generalia Assurances structures Contractors All Risks (CAR), Erection All Risks (EAR), and Decennial Liability programs compliant with public procurement and international lender requirements.
Target Profiles
Construction companies executing road, bridge, commercial building, or industrial projects.
Institutions, real estate developers, and industrial investors financing major infrastructure.
Covers accidental physical damage to works under construction, materials on site, and electromechanical erection.
Covers structural stability defects affecting the completed building for 10 years after formal acceptance.
Covers third-party damages around the site and accidental breakdown of cranes, excavators, and site machinery.
Detailed analysis of your risk profile, asset values, and operational or family protection requirements.
Competitive comparison across CIMA-accredited insurers to negotiate superior coverage terms, deductibles, and rates.
Immediate issuance of your policy certificates and dedicated advocacy by our claims team whenever an incident occurs.
Policies placed exclusively with solvent, MINFI/CIMA-accredited insurance companies.
Elimination of ambiguous exclusions and calibration of coverage limits to your actual exposure.
Direct representation before loss adjusters and insurers to secure fast, fair compensation.
Our Commitments
Objective comparison across leading insurers with zero conflict of interest.
Clear breakdown of coverages, deductibles, and statutory taxes with no hidden fees.
Responsive follow-up from our specialist teams in Douala (Bonanjo) and Yaoundé.
Full support from initial loss notification to final indemnity payment.
Fill out the Insurance Proposal Form (FPA). An advisor will review your operations and profile to recommend the required coverage and provide a tailored proposal.